STANDARD LMI

Suited to a wide range of borrowers, including first home buyers and investors wishing to access residential mortgage finance.

Key features and benefits


  • Allows borrowers to purchase their property with only a 5% deposit
  • Loan terms of up to 40 years are available which assists in lowering repayments
  • Discounts may be available for first home buyers
  • Capitalisation of LMI premium available
  • Available for a wide range of purposes including: Home Improvements, Refinances, Bridging Finance, Debt Consolidation, Vacant Land, Construction and Equity Release

Maximum loan amount and LVR (per security)

 

Property Type
LVR
Category 1
Category 2
Category 3

House / Unit

 

 

0 - 80%

 $1,000,000

 $750,000

 $500,000

80.01 - 90%

 $850,000

 $600,000

 $450,000

90.01 - 95%

$750,000

$500,000

$350,000

Land

0 - 90%

$600,000

$400,000

$200,000

90.01 - 95%

$550,000

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Click here to download our maximum loan amount matrix


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